PRE-PURCHASE COUNSELING
The home purchasing process can seem overwhelming to many new homebuyers. Our team of professional counselors can help guide homebuyers through the purchasing process and alleviate any concerns they may have. We can help assess affordability, budgeting, and financing options that are specific for a homebuyer’s needs making the home purchasing process much more enjoyable.
POST-PURCHASE COUNSELING
Post-Purchase Counseling services helps guide new homeowners through common issues associated with homeownership. Our counseling and education services include topics such as home maintenance, financial management, credit responsibility, property taxes and insurance. We also educate homeowners on programs that offer grants or low-interest loans to be used for home rehabilitation based on eligibility.
Mortgage Delinquency/Foreclosure Counseling
Sometimes unforeseen obstacles can lead homeowners to mortgage delinquency or on the path to foreclosure. The counselors at WEmpower team with homeowners to examine options, establish a plan of action, and facilitate with lenders to help prevent or diminish the risk of loss. Homeowner counseling is completely confidential and held in a secure and private setting to ensure confidentiality.
Homeless & Displacement Counseling
WEmpower collaborates with emergency service agencies to provide shelter and aid to homeowners who have lost their homes due to fire or natural disasters. Our collaboration efforts and counseling services aim to address the immediate needs as well as the long-term solutions to those impacted.
budgeting & credit management Counseling
Our Budgeting & Credit Management Counseling services aim to educate homeowners about credit and budget management and how it effects their overall financial health. Through our Budget & Credit Management Counseling services, homeowners will have a greater understanding about these two aspects and greatly reduce their risk of mortgage delinquency or foreclosure.
Rental Counseling
Our Rental Counseling services help tenants better understand lease and rental agreements as well as their rights as a leasing resident. We also aid in rental mediation, landlord grievances and Fair Housing Laws. Our Rental Counseling services also aid eligible tenants with rental assistance as well as planning and budgeting for future homeownership.